Retiring in Cascais: The Complete Guide
Your comprehensive guide to retiring in Portugal's sophisticated coastal town
Cascais offers retirees an upscale coastal lifestyle with excellent amenities, a large international community, and easy access to Lisbon. This former fishing village turned sophisticated resort town combines historic charm with modern convenience, making it particularly popular with affluent expat retirees.
Cascais at a Glance
- Population: ~210,000 (municipality)
- Climate: Mild year-round, protected from strong winds
- English Proficiency: Very high
- Healthcare: Excellent private facilities
- Distance to Lisbon: 30 minutes by train
Best Neighborhoods for Retirees
Cascais Centro
- Pros: Walkable, historic, all amenities
- Cons: Tourist crowds, higher prices
- Best for: Active retirees who want to be in the heart of things
- Rental prices: €1,000-1,500/month (2-bed)
Monte Estoril
- Pros: Prestigious, quiet, ocean views
- Cons: Steep hills, expensive
- Best for: Luxury retirement
- Rental prices: €1,200-2,000/month (2-bed)
Carcavelos
- Pros: Best beach, good value, younger vibe
- Cons: Less upscale, busier
- Best for: Active beach lovers
- Rental prices: €800-1,200/month (2-bed)
Parede
- Pros: Quieter, good value, medical facilities
- Cons: Less happening, fewer amenities
- Best for: Peaceful retirement
- Rental prices: €700-1,100/month (2-bed)
Cost of Living Comparison
Cascais vs. Lisbon
Monthly costs comparison for a retired couple
| Category | Portugal | Lisbon | Notes |
|---|---|---|---|
| Monthly rent (2-bed apartment) | €800-1,400 | €900-1,500 | Prime locations |
| Utilities | €100-150 | €120-180 | Including electricity, water, gas |
| Transportation | €40-60 | €80-100 | Monthly transport pass |
| Dining out | €40-60 | €50-70 | Dinner for two, mid-range |
| Groceries | €400-500 | €450-550 | Monthly for couple |
Healthcare Options
Major Facilities
- Hospital de Cascais (Public-Private)
- CUF Cascais (Private)
- Clínica Europa (Private)
- Multiple specialist clinics
Healthcare Notes
- Excellent private healthcare
- Many English-speaking doctors
- Modern facilities
- Easy access to Lisbon specialists
Transportation
Cascais offers excellent transportation options:
- Train: Regular service to Lisbon (30-40 minutes)
- Buses: Comprehensive local network
- Free Bikes: Extensive bike-sharing system
- Walking: Very pedestrian-friendly town center
- Car: Optional but useful for exploring
Lifestyle and Activities
Popular Activities
- Golf (multiple courses)
- Beach activities
- Tennis clubs
- Cultural events
- Marina activities
- Walking/cycling
- Art galleries
- Social clubs
Pros and Cons of Retiring in Cascais
Advantages
- Sophisticated coastal lifestyle
- Large international community
- Excellent amenities
- Good healthcare options
- Easy access to Lisbon
- Safe environment
Challenges
- High cost of living
- Tourist crowds in summer
- Property competition
- Less authentic Portuguese feel
- Some areas very hilly
- Seasonal business closures
Expert Tip
Consider the areas between Cascais and Sintra (like Alcabideche) for better value while maintaining easy access to both the coast and the historic town of Sintra. These areas offer larger properties and a more local feel while being just a short drive from Cascais center.
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